Skip to content


Mobile CallClick to Call
MAX Insurance, LLC

6600 University Ave
Windsor Heights, IA 50324

Mobile Map iconGet Directions

Request a Quote

Boat/Watercraft Insurance in Iowa

MAX Insurance LLC Offers Boat Insurance for Iowa

Boats and personal watercraft help people enjoy the outdoors with family and friends. Like any vehicle, your boat or watercraft can be subject to accidents and liabilities that affect your finances. Boat and watercraft insurance is a good way to protect yourself against losses that might occur during your fun days on the water. At MAX Insurance LLC in Central Iowa, we can help you get the coverage your need to protect against loss.

Do You Need Boat or Watercraft Insurance?

The state does not require insurance for your boat or watercraft in Iowa. However, you could be held liable for damage to persons or property. If you have financed your boat or watercraft, the financial institution may require you to have insurance to protect their interest in the craft. In either case, it’s a good idea to acquire insurance for your boat in case of an accident or injury to someone while you are on the water.

What Does Boat or Watercraft Insurance Cover?

Boat/watercraft insurance is available at several different levels of coverage. Basic coverage will include property coverage, medical payments, liability coverage, and uninsured boater coverage. Coverage for your craft maybe for "actual cash value" or for “agreed upon amounts” to repair or replace items. Other types of coverage can also be included, such as coverage for towing your boat or special equipment on board the craft. Coverage may also extend to when your boat is in storage over the winter months.

Choose MAX Insurance LLC For Boat Insurance in Iowa

If you have questions regarding insurance for your boat or personal watercraft, our agents can help with detailed information. We can help you find the right level of coverage for your needs and offer a variety of insurance products. Contact MAX Insurance LLC today for a free, no-obligation quote on boat insurance to help you enjoy more carefree boating.

While our office is located in Windsor Heights, IA, we serve all across Iowa.