Do you have a home inventory? If you don’t, recovering after a disaster could be all the more difficult. Making a home inventory and updating it can help you in the event that you need to make a claim with Max Insurance LLC serving Des Moines, IA.
What’s a Home Inventory?
A home inventory is a list of everything you own. Having a list like this can help you in the event that a disaster claims your possessions. When it’s time to replace your possessions, you’ll remember what you had and what you need to replace.
Some insurance companies ask that their customers make a home inventory and keep it in a safe spot, but even if your insurance company isn’t asking you to do it, it’s still good to have one.
Making the Home Inventory
There’s more than one way to make a home inventory. One way is to make a video of everything you own. Take 20 minutes or half an hour to walk around your home with your smart camera or video camera and video record yourself going through the rooms of your house, including cabinets and closets. Focus on big-ticket items like jewelry, television, and computers.
Another way to make a home inventory is to make a spreadsheet of everything you own. To keep the spreadsheet organized, divide the list up into rooms. No matter how you make your list, make a note in your calendar to update it every year.
Don’t forget to keep your inventory in a safe location. You can store your home video in the cloud or send yourself an email with the inventory attached. Just remember that your inventory should be accessible in the event that a disaster claims everything you own.
We Are Here To Help
At Max Insurance LLC serving the greater Des Moines, IA area, we’re happy to answer your questions about making a home inventory and recovering from a covered event. Contact us to learn more.